Collector Abuse

“Low life piece of trash”
     “Scumbag”
          “Deadbeat”
                   “Drunk”

These are examples of the obscene and offensive language routinely used by employees of a Benning-Smith collection company, before they were shut down in 2009 in a lawsuit filed by the NY State Attorney General.

Using profanity or any kind of abusive language is a violation of the Fair Debt Collection Practices Act (FDCPA).

While a debt collector may call you and ask for payment on debts you owe, they may not trample on your rights. They may not make you feel threatened and harassed. Collecting a debt must be done in a civilized, respectful manner in accordance with applicable laws.

If the debt collection calls you receive are offensive, profane or abusive you may be entitled to sue the debt collector. Record your phone conversations with the debt collectors. Also record your voicemails. If the debt collector has disrespected you before, make sure to record every single conversation because you never know when they will make an abusive call again.

What better way to restore your self-respect and pride than by holding the debt collectors accountable for their violative actions? You can sue your debt collectors. Contact our firm and speak with one of our competent attorneys if you have been harassed or abused by your debt collectors and let us fight for your rights.